Investing
SIP Calculator
Calculate the returns of your Systematic Investment Plan (SIP) and see its real inflation-adjusted value.
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Calculation Methodology & Formulas
The Systematic Investment Plan (SIP) compounds monthly:
FVnominal = P × [((1 + rm)n - 1) / rm] × (1 + rm)
Real Value = FVnominal / (1 + i)y
Where: P = monthly installment, rm = monthly interest rate (r/12/100), n = total months (y × 12), i = annual inflation rate, and y = duration in years.
Real-World Compounding Projections
Investing $500 monthly for 20 years
A $500 monthly investment at a 10% expected return yields a nominal corpus of $382,827. If inflation is 2.5%, the actual purchasing power is only $233,634.